:root{--brand-primary:#0B536B;--brand-primary-dark:#06374A;--brand-primary-light:#3A8AA8;--brand-secondary:#B8915C;--brand-accent:#D62828;--brand-bg:#FFFFFF;--brand-bg-alt:#F0F4F8;--brand-text:#1A202C;--brand-text-secondary:#4A5568;--brand-text-inverse:#FFFFFF;--text-on-dark:#FFFFFF;--brand-border:#E2E8F0;--brand-success:#22C55E;--brand-warning:#F59E0B;--brand-danger:#EF4444;--brand-radius:0}*{box-sizing:border-box}body{margin:0;color:#1a202c;color:var(--brand-text);background:#fff;background:var(--brand-bg);font-family:Arial,Helvetica,sans-serif;line-height:1.6}a{color:#0b536b;color:var(--brand-primary);-webkit-text-decoration:none;text-decoration:none}a:hover{color:#06374a;color:var(--brand-primary-dark)}img{max-width:100%;display:block}.container{max-width:1200px}.eyebrow{display:inline-block;font-size:.78rem;font-weight:700;letter-spacing:0;text-transform:uppercase;color:#b8915c;color:var(--brand-secondary);margin-bottom:12px}.eyebrow.light{color:#f7dfaf}.section-heading{max-width:760px;margin:0 auto 42px;text-align:center}.section-heading.narrow{max-width:840px}.section-heading h2,h1{font-weight:800;letter-spacing:0}.section-heading p{color:#4a5568;color:var(--brand-text-secondary)}.brot-btn-primary,.btn.brot-btn-primary{background:#0b536b;background:var(--brand-primary);color:#fff;border:1px solid #0b536b;border:1px solid var(--brand-primary);border-radius:0;padding:12px 20px;font-weight:700}.brot-btn-primary:hover{background:#06374a;background:var(--brand-primary-dark);color:#fff;border-color:#06374a;border-color:var(--brand-primary-dark)}.brot-btn-outline{color:#0b536b;color:var(--brand-primary);border:1px solid #0b536b;border:1px solid var(--brand-primary);border-radius:0;padding:12px 20px;font-weight:700}.brot-btn-outline:hover{background:#0b536b;background:var(--brand-primary);color:#fff}.brot-btn-light{background:#fff;color:#06374a;color:var(--brand-primary-dark);border:1px solid #fff;border-radius:0;padding:12px 20px;font-weight:700}.brot-navbar-line{background:#fff;border-bottom:1px solid #e2e8f0;border-bottom:1px solid var(--brand-border);padding:6px 0}.brot-navbar-line .brand-logo{width:180px;height:40px;-o-object-fit:contain;object-fit:contain}.brot-navbar-line .nav-link{color:#1a202c;color:var(--brand-text);font-size:.85rem;font-weight:700;padding:14px 12px}.brot-navbar-line .nav-link:hover{color:#0b536b;color:var(--brand-primary)}.brot-footer-social{background:#06374a;background:var(--brand-primary-dark);color:#fff;color:var(--text-on-dark);padding:72px 0 32px}.brot-footer-social h5{color:#fff;font-weight:800;margin-bottom:18px}.footer-link-grid{display:grid;grid-template-columns:repeat(2,1fr);grid-gap:10px 22px;gap:10px 22px}.footer-link-grid a{color:rgba(255,255,255,.72);font-size:.95rem}.footer-link-grid a:hover{color:#fff}.footer-social-row{display:flex;justify-content:center;gap:16px;padding:38px 0 20px}.footer-social-row a:not([class*=btn-]){width:32px;height:32px;display:inline-flex;align-items:center;justify-content:center;border:1px solid rgba(255,255,255,.35);color:#fff;font-weight:800;text-transform:uppercase}.footer-bottom{border-top:1px solid rgba(255,255,255,.18);padding-top:22px;display:flex;justify-content:space-between;gap:18px;color:rgba(255,255,255,.68);font-size:.9rem}.cards-three{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:24px;gap:24px}.cards-three article,.four-card-grid article{border:1px solid #e2e8f0;border:1px solid var(--brand-border);background:#fff;padding:28px}.cards-three span,.four-card-grid span{display:inline-flex;width:48px;height:48px;align-items:center;justify-content:center;background:#f0f4f8;background:var(--brand-bg-alt);color:#0b536b;color:var(--brand-primary);font-weight:800;margin-bottom:18px}.check-list{list-style:none;padding:0;margin:22px 0 0}.check-list li{border-top:1px solid rgba(255,255,255,.22);padding:12px 0;color:rgba(255,255,255,.9)}.form-shell{background:#fff;box-shadow:0 22px 60px rgba(0,0,0,.18)}.legal-page{padding:84px 0}.legal-page .container{max-width:840px}.legal-page h1{margin-bottom:26px}.legal-page h2{margin-top:30px;font-size:1.35rem}.error-page{min-height:70vh;display:flex;align-items:center;text-align:center;padding:80px 0;background:#f0f4f8;background:var(--brand-bg-alt)}.error-page span{display:block;font-size:5rem;font-weight:900;color:#0b536b;color:var(--brand-primary);line-height:1}@media (max-width:991px){.cards-three,.footer-link-grid{grid-template-columns:1fr}.footer-bottom{flex-direction:column;text-align:center}}@media (max-width:768px){.section-heading{text-align:left}h1{font-size:2rem}}